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For all loans
- Social Security Number (SSN):  
  - Borrower's  
  - Co-borrower's, if any  
   
- Employment History:  
  - Employment dates, addresses, salary, for the last two years  
  - Current pay stubs or W-2 forms  
       
- Check and Savings Accounts and Certificates of Deposit:  
  - Location of bank accounts, account numbers and balances  
  - Address of bank if out of town  
  - Last 3 months' statements  
       
- Stocks, Bonds, and Investment Accounts:  
  - Stocks, Bonds, and Investment Accounts  
  - Broker's name and address, description of stocks, bonds, etc.  
  - Last 3 months' statements or copies of stock certificates  
       
- Life Insurance Policies:  
  - Insurance company, policy number, face amount, cash value, if any  
       
- Retirement Plan:  
  - Approximate vested interest value  
  - Copy of latest statement  
       
- Automobiles:  
  - Make and model of automobiles  
  - Resale values  
       
- Other Assets:  
  - Market value of personal and household property  
       
- Liabilities and Other Non-Mortgage Debt:  
  - Creditors names, addresses, account numbers  
  - Monthly payments and balances  
   

Other income information you may need
- If you're self-employed:  
  - Two years tax returns, profit and loss statements 
(both company and personal, if separate)		  
  - Current balance sheet and profit and loss statement
(if more than two months into the new fiscal year, signed by CPA)		  
   
- If you have income from:  
  - Commission  
  - Overtime  
  - Bonus  
  - Partnership  
  - Rental Property  
  - Trust  
  - Notes Receivable  
  - Interest/Dividends  
  You'll need two years' personal federal tax returns  
       
- If employed in family business  
  - Personal federal income tax returns and all schedules for the past two years  
       
- If divorced or separated  
  - Complete executed divorce decree and settlement agreement  
  - Payment history of alimony/child support over the past 12 months
(if it is a financial obligation)		  
  - 12 months canceled checks or bank statements reflecting income deposits
(If you choose to have this be considered as part of your income)		  
   

If you own real estate
- Detailed information about your real estate  
  - Name and address of all mortgage lenders for the past 24 months  
  - Account numbers  
  - Monthly payments and balances  
   
- If you've sold your home but not closed:  
  - A copy of the sales contract  
   
- If you've sold your home, closed,  
  and you will use the proceeds for your new down payment:  
  - A copy of the HUD-1 Uniform Settlement Statement  
   

If you rent
- Detailed information about rental  
  - Name, address and phone number of landlords for the past 24 months  
       
   

If you are buying a home
- Detailed information about purchase  
  - Purchase sales contract or offer and all addenda  
  - Furnish contract with original signatures of buyer and seller  
   
- If a source of your down payment is a gift:  
  - Name, address and relationship of donor  
  - Gift funds will be verified in both the donor and recipient's accounts  
  * Note: Not all loan programs allow gifts to be part of your down payment  
       
- For FHA Financing  
  - Evidence of SSN and photo identification  
       
- For VA Financing  
  - DD214 and Certificate of Eligibility  
       
- For Construction/Perm Loan  
  - Signed construction with cost breakdown, builder plan and specifications