Pentru orice intrebari, sunati-ne la 708-299-8246.
FACETI DOWNLOAD AICI la aplicatia pentru imprumut.
Programe de finantare pentru comunitate romaneasca.
Credite FHA:
- Rate Competitive
- 3% necesar pentru deschiderea unui Mortgage
- Dobanzi fixe si variabile
- Refinantari cu cash-out de pana la 85% din raportul Valoare/Credit
- Reguli mai flexibile de calificare (credit scor-ul poate fi "ajutat" cu acte aditionale)
- Plata initiala (down payment) poate fi platita de altcineva (cadou din partea parintilor de exemplu)
- Accepta raport Credit/Venit de 29/43 (spre deosebire de creditele conventionale care necesita 28/36)
- Accepta buy-downs: posibilitatea de a cumpara procente din dobanda.De exemplu, cineva care doreste o dobanda de 5% dar s-a calificat pentru un credit de 7%, poate cumpara cele 2 % printr-o plata initiala.
Credite Conventionale:
- Dobanzi mai mici
- Nu au penalizari in cazul in care doriti sa platiti mai mult decat rata lunara
- Optiunea de a "lock-in"- de a ingheta o rata a dobanzii inainte de a contracta imprumutul.
- PMI- Private Morgage insurance - Polita de asigurare a creditului se anunleaza automat in cazul in care aveti 20% equity (detineti 20%) din casa.
- Rate ale dobanzii flexibile si fixe: (raman constante pe durata creditului: 15, 30 ani)
- Procesul de calificare este relativ mai simplu: datorita standardizarii se realizeaza automat prin sisteme informatice online.
Jumbo loans, VA Loans, Sub-prime loans, Reverse Mortgage..
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Oricare ar fi planul d-voastra, gasim o solutie de creditare special croita pe nevoile d-voastra. 1st Rate Morgage Solutions, este o companie financiara situata in inima districtului financiar in Chicago.Bob Sztapka, Senior Mortgage Planner isi pune experienta in slujba d-voastra.Stim cat de important este sa lucrezi cu termene-limita, de aceea promisiunea noastra este sa primiti rapid raspunsul la aplicatia d-voastra. Sunati-ne pentru o analiza GRATUITA a cazului d-voastra. |
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In cadrul comunitatii romanesti sunt destul de multe companii care ofera diverse programe finantare, dar noi suntem diferiti.Suntem o companie americana, cu personal ultra-calificat si luam in serios orice client.Lucram cu cele mai prestigioase banci din Chicago si de pe teritoriul Statelor Unite. Suntem bucurosi sa va raspundem la orice intrebare. Daca nu sunteti multumit de agentul d-voastra, sunati-ne si va promitem ca avem raspunsuri! NU VA COSTA ABSOLUT NIMIC! |
- US Fed Total Discount Window Borrowings Wed $54.03 Billion
Bernanke last week also proposed the Fed resume buying long- term bonds as a way to drive long-term interest further down. The Fed already has bought $1.7 trillion in government bonds and mortgage debt as long-term interest rates hover at their lowest - Bernanke Rejects Criticism Of Fed As Cause Of Financial Crisis
the Financial Crisis Inquiry Commission, Bernanke questioned the assertion made by some that the monetary policy of low interest rates set by the Fed significantly contributed to the housing bubble.Bernanke acknowledged that the Fed did cut interest - Bernanke Calls for Tough Enforcement of Dodd-Frank Bill
officials on supervisory concerns in the future. Reprising arguments he has made in the past, Bernanke said low interest rates in the early part of the decade cannot be blamed for the real estate bubble that exploded with suc h damaging consequences, - Regulatory follow-through key post-crisis: Bernanke
officials on supervisory concerns in the future. Reprising arguments he has made in the past, Bernanke said low interest rates in the early part of the decade cannot be blamed for the real estate bubble that exploded with such damaging consequences, - Fed urged to rein in credit card offers
who don?t need them and don?t even know they?re buying them.??Banks have more leeway with business-oriented cards. Interest rates, for instance, can be raised on existing balances if payments are late. With consumer cards, after introductory rates