Pentru orice intrebari, sunati-ne la 708-299-8246.
FACETI DOWNLOAD AICI la aplicatia pentru imprumut.
Programe de finantare pentru comunitate romaneasca.
Credite FHA:
- Rate Competitive
- 3% necesar pentru deschiderea unui Mortgage
- Dobanzi fixe si variabile
- Refinantari cu cash-out de pana la 85% din raportul Valoare/Credit
- Reguli mai flexibile de calificare (credit scor-ul poate fi "ajutat" cu acte aditionale)
- Plata initiala (down payment) poate fi platita de altcineva (cadou din partea parintilor de exemplu)
- Accepta raport Credit/Venit de 29/43 (spre deosebire de creditele conventionale care necesita 28/36)
- Accepta buy-downs: posibilitatea de a cumpara procente din dobanda.De exemplu, cineva care doreste o dobanda de 5% dar s-a calificat pentru un credit de 7%, poate cumpara cele 2 % printr-o plata initiala.
Credite Conventionale:
- Dobanzi mai mici
- Nu au penalizari in cazul in care doriti sa platiti mai mult decat rata lunara
- Optiunea de a "lock-in"- de a ingheta o rata a dobanzii inainte de a contracta imprumutul.
- PMI- Private Morgage insurance - Polita de asigurare a creditului se anunleaza automat in cazul in care aveti 20% equity (detineti 20%) din casa.
- Rate ale dobanzii flexibile si fixe: (raman constante pe durata creditului: 15, 30 ani)
- Procesul de calificare este relativ mai simplu: datorita standardizarii se realizeaza automat prin sisteme informatice online.
Jumbo loans, VA Loans, Sub-prime loans, Reverse Mortgage..
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Oricare ar fi planul d-voastra, gasim o solutie de creditare special croita pe nevoile d-voastra. 1st Rate Morgage Solutions, este o companie financiara situata in inima districtului financiar in Chicago.Bob Sztapka, Senior Mortgage Planner isi pune experienta in slujba d-voastra.Stim cat de important este sa lucrezi cu termene-limita, de aceea promisiunea noastra este sa primiti rapid raspunsul la aplicatia d-voastra. Sunati-ne pentru o analiza GRATUITA a cazului d-voastra. |
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In cadrul comunitatii romanesti sunt destul de multe companii care ofera diverse programe finantare, dar noi suntem diferiti.Suntem o companie americana, cu personal ultra-calificat si luam in serios orice client.Lucram cu cele mai prestigioase banci din Chicago si de pe teritoriul Statelor Unite. Suntem bucurosi sa va raspundem la orice intrebare. Daca nu sunteti multumit de agentul d-voastra, sunati-ne si va promitem ca avem raspunsuri! NU VA COSTA ABSOLUT NIMIC! |
- It's time for the Fed to help savers
bank starts to drain some of the excess liquidity now sloshing around in the financial system, thus raising interest rates. () It can't come a moment too soon for the silent majority -- the nation's savers. In its efforts to shore up the banking system, - Irwin Kellner: It's time for the Fed to help savers
bank starts to drain some of the excess liquidity now sloshing around in the financial system, thus raising interest rates. () It can't come a moment too soon for the silent majority -- the nation's savers. In its efforts to shore up the banking system, - Fed's Bullard Sees Discount Rate Rising Fairly Soon
would only be a sign of liquidity facilities returning to normal and not a signal of higher short-term interest rates. With the worst of the financial crisis over, the Fed's policy-making arm last month decided to stick to a plan to let most of its - Fed's Bullard: May See Asset Sales Late 2010
to ensure it has the ammunition it needs to counter a downturn, Bullard said. After the Fed slashed interest rates to near zero in late 2008, it launched a buying spree that also included mortgage-backed securities and debt issued by housing finance - UPDATE:Bullard:Fed Should Sell Mortgage Holdings Before Rate Hikes
begin selling its mortgage securities later this year despite concerns among some investors the move would raise mortgage rates. Federal Reserve Bank of St. Louis President James Bullard said in an interview the asset sales should happen before the